California Home Loans ... California Mortgages

These loans have been our most popular product recently. These are 1% start rate with a 7.4% APR.

	Traditional 30 year fixed	30 year 1% ARM Rate	40 year 1% ARM Rate	Monthly Savings
$100,000 $200,000 $300,000 $500,000 $600,000 $1,000,000	$599 $1,199 $1,798 $2,997 $3,597 $5,995	$321 $643 $964 $1,608 $1,929 $3,216	$252 $505 $758 $1,264 $1,517 $2,528	$347 $694 $1,040 $1,733 $2,080 $3,467

This loan program is an adjustable rate mortgage with added flexibility of making one of several possible payments on your mortgage every month, in order to better manage your monthly cash flow.

It's low introductory start rate allows you to make very low initial mortgage payments and low qualifying rates enable you to qualify for more home. For example, the minimum payment on $100,000 can be as low as $252 a month, on $500,000, as low as $1264.

The minimum payment option can help keep your monthly payments affordable. If the minimum monthly payment is not sufficient to pay the monthly interest due, you can always avoid deferred interest by choosing the interest only option. Additionally, we can also offer 30 year fixed loans that also offer the low minimum payment options. Security and flexibility now all in one loan! Call today to find out more about the newest loan programs on the market today.